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WHAT WE DO >

OWN A HOME



Interested in Homeownership?

Inquiry Form








Please provide a valid email address to receive updates about our programs, including current homeownership application information. You will receive an initial email once you click “Submit” – please ensure your email settings allow you to receive messages from Habitat.






Detailed description of household size here.

Calculated as income received from all adults living in the home and children over 18 years of age  - Includes regular employment, self-employment, gratuities and commissions BEFORE tax and other deductions, child or spousal support, employment insurance, Pension, Social Security, disability pension, Worker’s Compensation, investment income, etc.

Note: This information is being used for programmatic purposes only and will not be used as qualification or eligibility for a Habitat homeownership application

 
 
 

Need assistance with this form?


Own a Home

Our homes are sold at no profit with 0 percent interest and $ 0 down payment. Approved homeowners qualify for a monthly housing payment (mortgage, property tax, insurance, HOA fee if applicable) equal to 30% of their monthly income. Since 1989, we have built more than 200 homes in San Francisco, Marin, and San Mateo Counties.

Process to becoming a homeowner

Applicants must meet our income guidelines, have reasonable credit histories, a manageable level of debt and be willing and able to perform up to 500 hours of "sweat equity" to build their own homes. The entire process including the selection process, building of the home and sweat equity can take about a year.

Our selection process for interested applicants includes a review of financial status, job history, residency and other qualifications. 

how to become a homeowner graphic

Graphic designed by Amanda Papapietro


Available Habitat Homes

Habitat Greater San Francisco is now accepting applications for five homes in San Mateo County. Attend one of our application meetings to learn about our homeownership program and how to apply. Please register for an application meeting at https://www.tfaforms.com/460313. Habitat will accept applications until Tuesday, March 21, 2017.

2442Gloria_3.jpg 

Gloria Way, East Palo Alto
Townhome
3 bedroom | 2 bath

2472Gloria_1.jpg

Gloria Way, East Palo Alto
Townhome
2 bedroom | 1 bath 

 

917Beech_1.jpg

Beech Street, East Palo Alto
Single-Family Home
3 bedroom | 2 bath

 

1009-mission-st.jpg 

Mission Street, San Francisco
Condo
3 bedroom | 1 bath

 

311HabitatWay_2.jpg

Habitat Way, Daly City
Townhome
3 bedroom | 2 bath

 8496236130_71f5637384_o.jpg

Plumas Street, Brisbane
Townhome
2 bedroom | 1 bath




Do you meet the requirements?

  • Applicant/Co-applicant has not owned a home within the past three years.
  • Household must have lived together consistently for the past 12 months.
  • Applicants have a minimum credit score of 650.
  • Applicants have a history of reliable payments on their credit report.
  • Applicant’s debt to income ratio is below 45%.
  • Households with an annual gross income of up to 80% of the area median income (AMI) may qualify. Current 2016 AMI ranges for San Francisco, San Mateo and Marin Counties. AMI guidelines are subject to change annually and/or per development.
  • Have questions? Visit our Frequently Asked Questions page.

 

Above are baseline requirements for applying for homeownership with Habitat for Humanity Greater San Francisco.