Our homes are sold at no profit with 0 percent interest and $ 0 down payment. Approved homeowners qualify for a monthly housing payment (mortgage, property tax, insurance, HOA fee if applicable) equal to 30% of their monthly income. Since 1989, we have built more than 200 homes in San Francisco, Marin, and San Mateo Counties.
Applicants must meet our income guidelines, have reasonable credit histories, a manageable level of debt and be willing and able to perform up to 500 hours of "sweat equity" to build their own homes. The entire process including the selection process, building of the home and sweat equity can take about a year.
Our selection process for interested applicants includes a review of financial status, job history, residency and other qualifications.
There are no current Habitat homes available to apply for at this time. Please check back later.
The lottery for the San Mateo County Resales has taken place. Please click here for lottery results.
The lottery for the San Francisco County Resales has taken place. Please click here for lottery results.
Remember that your lottery number determines the order in which your application will be processed.
Above are baseline requirements for applying for homeownership with Habitat for Humanity Greater San Francisco.